Managing Your Money All-in-One For Dummies, 2nd Edition
- Length: 720 pages
- Edition: 2
- Language: English
- Publisher: For Dummies
- Publication Date: 2022-06-28
- ISBN-10: 1119883350
- ISBN-13: 9781119883357
- Sales Rank: #266799 (See Top 100 Books)
A hands-on, power-packed guide to managing all things money
Time and money. Those are the two most important assets you have, and smart people manage both of them wisely. Managing Your Money All-in-One For Dummies is your one-stop resource to turn to when you’re ready to manage your money. It offers everything you need to confidently handle your finances. When you’re ready to create a budget, pay down debt, and scale back your expenses, you’ll find the support you need here. If you’re eyeing the future, you’ll find advice on improving your credit score, saving for college and retirement, and planning an estate. As if all of that isn’t enough, this comprehensive book covers other financial topics such as buying insurance, investing in your 401(k), and so much more.
The authors of Managing Your Money All-in-One For Dummies explain how to handle your money in a way that encourages you to think and act positively, no matter what your financial situation looks like. And as you move toward financial freedom, you can come back to this book to get advice on topics that go beyond day-to-day money management, such as taking out a mortgage, investing online, and more.
- Get your financial life in order, whatever your stage of life
- Make a budget, manage your credit, and pay down your debt
- Demystify financial reports, online investing, and retirement plans
- Save for college and learn how to balance your saving and spending habits in any economy
- Navigate the new norm of online banking
Spend some time learning how to manage your money today. It’ll be a wise investment of both of your most valuable assets.
Cover Title Page Copyright Table of Contents Introduction About This Book Foolish Assumptions Icons Used in This Book Beyond the Book Where to Go from Here Book 1: Taking Charge of Your Finances Chapter 1: Assessing Where You Are Financially Asking Some Preliminary Questions Evaluating Your Relationship with Money Checking Out Your Credit Reports Finding Out Your FICO Score Comparing Spending and Income Assessing Your Spending Habits Cataloging What You Own Adding Up What You Owe Chapter 2: Improving Your Relationship with Money Working with Your Partner to Achieve Financial Goals Believing in Yourself Handling Setbacks Asking for Help Digging Out of Debt Budgeting for the Future Chapter 3: Building and Sticking to a Budget Comparing Monthly Spending and Income Tackling a Budget Deficit Paying the Important Stuff If You Can’t Pay Everything Examining a Budget Surplus Finalizing and Sticking to Your Budget Chapter 4: Cutting Spending and Boosting Income Finding Ways to Spend Less Bringing in More Bucks Chapter 5: Cleaning Up Your Credit Reports Understanding the True Value of Good Credit Reviewing Your Reports for Problems Using the Law to Get Your Credit Record Clean and Keep It That Way Identifying and Disputing Inaccurate Information Adding Positive Information to Your Credit Report Book 2: Managing Home and Personal Finances Chapter 1: Running a Money-Smart Household Reaching Out to Touch Someone Saving on Climate Control Cutting Back on Electricity and Gas Use Trash Talk: Controlling Garbage Costs Cutting Down on Water Use Keeping a Ceiling on Housing Budgets Cutting Transportation Costs Purchasing Appliances Chapter 2: Selecting the Best Home Purchase Loan Three Questions to Help You Pick the Right Mortgage Fixed-Rate Mortgages: No Surprises Adjustable-Rate Mortgages (ARMs) Fine-Tuning Your Thought Process Getting a Loan When Rates Are High Chapter 3: Handling a Mortgage Meltdown Assessing the Damage from a Mortgage Meltdown Understanding How Mortgages Differ from Other Loans Knowing Where to Turn for Help Considering Alternatives to Going Down with the Ship Dealing with Deficiencies Preparing for “Credit Winter” Chapter 4: Keeping a Lid on Medical Costs Saving on Medical Expenses Discovering What Makes a Great Health Insurance Plan Deciding Between Individual and Group Saving Money on Individual Coverage Coping with Health Insurance Problems Taking Decisive Action Chapter 5: Using the Internet to Help Manage Your Finances Giving Yourself an Online Financial Makeover Using the Internet to Budget Finding Online Resources to Track Your Income and Expenses Using the Internet to Get Free Financial Advice Finding Out What You’re Worth Book 3: Dealing with Debt Chapter 1: Tackling What You Owe Taking Stock of Your Finances Using a Budget to Get Out of Debt Taking the Right Steps When You Have Too Much Debt Handling Debt Collectors Getting a Financial Education Chapter 2: Starting or Restarting Your Credit in Real Life Debunking Misinformation about Banking and Credit Obtaining Credit: Starting Out on the Right Foot Overcoming Credit Fears and Mistakes Qualifying for First-Time Cards and Lending Considering Credit for Students and Military Members Chapter 3: Consolidating Your Debts Knowing When Debt Consolidation Makes Sense Considering Your Options Avoiding Dangerous Debt-Consolidation Possibilities Chapter 4: Negotiating with Creditors and Getting Help Getting Ready to Negotiate Getting Down to Business: Contacting Creditors Making the Agreement Official: Putting It in Writing Knowing the Deal with Credit Counseling Finding a Reputable Credit Counseling Agency Working with a Credit Counselor Avoiding Debt Settlement Firms Getting Relief If You Get Ripped Off Chapter 5: Considering Bankruptcy Viewing Bankruptcy in a Historical Context Debunking Bankruptcy Myths Understanding What You Can Gain Through Bankruptcy Knowing What You Can Lose in Bankruptcy Considering Alternatives to Bankruptcy Introducing the Different Types of Personal Bankruptcy Weighing the Consequences of Not Filing Bankruptcy Using the Statute of Limitations Book 4: Saving and Investing Chapter 1: Becoming a Saver Eliminating Most of the Fat Lowering Your Debt Trimming Other Costs Changing Your Perspective and Watching Your Savings Grow Saving While in Debt Chapter 2: Investing in Stocks, Bonds, and Mutual Funds Stock: Owning a Piece of the Rock Buying Bonds for Fixed Income Mutual Funds: The Power of Many Doing It Your Way versus Using a Broker Avoiding Five Common Investing Mistakes Chapter 3: Saving for Retirement Targeting Your Retirement Date Getting Your Hands on Your Money Developing Your Retirement Savings Plan Chapter 4: Saving for College Doing the Numbers Exploring Section 529 Plans Checking Out Coverdell Accounts But Wait! There’s More! Maximizing Your Savings, Minimizing Your Tax Checking Out the Cost of College Looking into the Costs of Various Types of Schools Chapter 5: Working with an Online Broker Finding the Best Broker for You Separating the Types of Brokerages Avoiding Hidden Fees Finding Out What Reviewers Think Is Your Money Safe? Checking Out Your Broker Cutting the Cord: Mobile Trading Opening and Setting Up Your Account Book 5: Protecting Your Money and Assets Chapter 1: Combating Identity Theft Keeping Thieves at Bay Catching Identity Thieves in the Act Taking Fast Action When Identity Theft Occurs Getting and Using Credit After Identity Theft Chapter 2: Online Banking Online and Traditional Banks Accounting for Your Accounts Choosing an Online Bank That’s Right for You Opening Your Online Bank Account Chapter 3: Homeowner’s Insurance: Protecting Your Stuff Introducing the Six Parts of a Homeowner’s Policy Choosing the Right Homeowner’s Property Coverages Establishing Property Coverage Limits Documenting Your Claim Chapter 4: Auto Insurance Basics Managing Your Lawsuit Risks Insuring Your Personal Injuries Dealing with Damage to Your Vehicle Evaluating Road Service and Car Rental Coverages Chapter 5: Insuring Yourself: Life Insurance Assessing the Need Determining How Much Coverage You Need Speaking the Language Understanding the Types of Life Insurance Understanding the Variations of Permanent Life Insurance Understanding the Variations of Term Life Insurance Making Your Choice Evaluating Life Insurance Sources Debunking Myths and Mistakes Book 6: Dealing with the Tax Man Chapter 1: Tax Return Preparation Options and Tools Preparing Your Own Return Taking Advantage of IRS Publications Perusing Tax-Preparation and Advice Guides Using Software Accessing Internet Tax Resources Hiring Help Finding Tax Preparers and Advisors Chapter 2: Getting and Staying Organized Maintaining the Burden of Proof Keeping Good Records Reconstructing Missing Tax Records Understanding the Cohan Rule Chapter 3: No Form Fits All (Or, What Kind of Taxpayer Are You?) What Rendition of 1040 Shall You Play? Choosing a Filing Status Filing for Children and Other Dependents Defining Who Is a Qualifying Child Must You File? Book 7: Retiring Comfortably Chapter 1: Checking the Benefits of a 401(k) Realizing What a 401(k) Does for You Vesting: When Your Employer’s Contribution Is Yours to Keep Letting the Pros Work for You Protecting Your Money Watching Out for Potential Pitfalls Chapter 2: Retiring Your Way: IRAs Looking at the Basics of Your IRA Setting Up Your IRA Maintaining Your IRA Moving Your IRA Chapter 3: Paychecks from Your House: Reverse Mortgages Grasping the Reverse Mortgage Basics Shopping for a Reverse Mortgage Deciding Whether You Want a Reverse Mortgage Chapter 4: Determining How Much You Need for Retirement Improving Your Chances of an Ideal Retirement Deciding How Much of Your Salary to Put Aside Building Your Nest (Egg) Chapter 5: Managing Money in Retirement Looking Forward to Retirement Decisions, Decisions: What to Do with Your 401(k) Money Making Withdrawals from Your IRA Paying Uncle Sam His Due: Required Withdrawals Developing a Strategy to Deal with the Tax Man Managing Your Investments in Retirement Managing Risk Consolidating Your Accounts Tending to Your Nest Egg Row, Row, Row Your Boat, Gently Down the Income Stream Treating Your Home Like the Asset It Is Book 8: Planning Your Estate and Will Chapter 1: The Fundamentals of Estate Planning What Is an Estate? Why You Need to Plan Your Estate Why Your Estate-Planning Goals Differ from Your Neighbors’ The Critical Path Method to Planning Your Estate Getting Help with Your Estate Planning Chapter 2: Where There’s a Will Planning for Your Will Knowing the Different Types of Wills Choosing Your Will’s Contents Safeguarding Your Will Changing, Amending, and Revoking Your Will Protecting Your Loved Ones from Your Unloved Ones Figuring Out Your Will Status Chapter 3: The Limitations of Wills: What You Can and Can’t Do Making Your Peace with Statutes That Affect Your Will Identifying Statutes That Your Will Can Change Living (And Dying) with the Laws That Your Will Can’t Change Chapter 4: Estate Planning with Online Resources Understanding Wills and Trusts Getting the Basics of Trusts Trusting in Living Trust to Avoid Probate Joint Tenancy and Beneficiary Arrangements Customizing Estate Planning for All Ages Selecting an Estate Planner Preparing to Meet Your Estate Planner Index About the Authors Connect with Dummies End User License Agreement
Donate to keep this site alive
1. Disable the AdBlock plugin. Otherwise, you may not get any links.
2. Solve the CAPTCHA.
3. Click download link.
4. Lead to download server to download.