Personal Finance: Turning Money into Wealth, 6th Edition

Through the presentation of the Ten Fundamental Principles of Personal Finance, this text empowers students with the knowledge they need to successfully make and carry out a plan for their own financial future.

Table of Contents

PART 1 Financial Planning
Chapter 1 The Financial Planning Process
Chapter 2 Measuring Your Financial Health and Making a Plan
Chapter 3 Understanding and Appreciating the Time Value of Money
Chapter 4 Tax Planning and Strategies

PART 2 Managing Your Money
Chapter 5 Cash or Liquid Asset Management
Chapter 6 Using Credit Cards: The Role of Open Credit
Chapter 7 Using Consumer Loans: The Role of Planned Borrowing
Chapter 8 The Home and Automobile Decision

PART 3 Protecting Yourself with Insurance
Chapter 9 Life and Health Insurance
Chapter 10 Property and Liability Insurance

PART 4 Managing Your Investments

Chapter 11 Investment Basics
Chapter 12 Securities Markets
Chapter 13 Investing in Stocks
Chapter 14 Investing in Bonds and Other Alternatives
Chapter 15 Mutual Funds: An Easy Way to Diversify

PART 5 Life Cycle Issues
Chapter 16 Retirement Planning
Chapter 17 Estate Planning: Saving Your Heirs Money and Headaches
Chapter 18 Financial Life Events-Fitting the Pieces Together Available online at www.myfinancelab.com
Appendix A: Compound Sum of $1
Appendix B : Present Value of $1
Appendix C: Compound Sum of an Annuity of $1 for n Periods
Appendix D : Present Value of an Annuity of $1 for n Periods
Appendix E: Monthly Installment Loan Tables